Debt & Credit

What is a credit card? Discover how it works, when to use it, and smart tips to manage spending, build credit, and stay out of debt.

How many credit cards should I have? Discover the ideal number based on your goals, spending habits and how to manage multiple cards wisely.

Discover how I raised my credit score from 500 to 700 in one year with simple, proven steps you can start using today to fix your credit fast.

Compare the debt snowball and avalanche methods. Find out which debt settlement strategy saves more money and motivates you to stay debt-free.

Discover effective ways to pay off your credit card debt quickly-even on a tight budget-with simple, actionable strategies.